We start by assessing your current financial position including your financial life-stage, assets & liabilities, savings capability, personal risk insurance requirements, retirement income requirement, Centrelink entitlement position, and so on. We then help you define your short, medium and long term lifestyle and financial goals. What do you want your lifestyle to look like, where will you live, where do you want to holiday – now and in the future?
Get in touchThen we convert your lifestyle requirements into clear financial goals and objectives. How much money do you need to fund the lifestyle you want – now and in the future?
Get in touchNext we develop your financial, wealth, retirement, taxation, Centrelink, career direction and risk management strategies which will enable you to meet your financial goals and objectives through recommendations by Plus 7 Financial Management.
Get in touchWe then determine the mix of assets (i.e. shares, property, bonds and cash) which will reliably help you achieve your required investment return, including your tolerance to investment risk (i.e. the fluctuating nature of investment returns).
Get in touchThen we compare your risk tolerance to the level of risk inherent in the asset allocation plan we have developed for you. Do the two match? If they do not match, there is a gap which will most likely result in you being unable to achieve your goals. Therefore, before we proceed further, we work with you to help you reach a compromise which gives you comfort on all fronts. We call this our ‘Gap Analysis Procedure’.
Get in touchOnce our ‘Gap Analysis Procedure’ is complete, we finalise your financial plan to ensure it is focused on meeting your preferred financial and lifestyle goals. On your approval, we then implement each of the recommended financial strategies and arrange the purchase of the recommended investments and personal risk insurances on your behalf, help set up any contribution strategies and finance goals.
Get in touchOnce your plan and investments are in place, we regularly review them with you to ensure they continue to perform as expected. If they do not, or if your situation changes, or external factors change, we will recommend appropriate modifications to your plan and investments.
Get in touchCall or email us to discuss your financial opportunities today.
08 8130 5500 admin@plus7fm.com.auSuite 1, 1 Alexandra Avenue, Rose Park
Adelaide SA 5067
9am to 5pm, Monday to Friday
Let's meet up for a coffee or arrange a phone chat to discuss your opportunities.
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